Insurance

1200 North 7th Street, Chariton, Iowa 50049
Phone: (641) 774-3000 | Fax: (641) 774-3207

At Lucas County Health Center, we believe getting the care you need shouldn’t feel complicated. We’re here to care for you and your family and help you understand your options along the way.

We know that understanding the cost of healthcare can be stressful. Our financial planning services are available to help you understand your expected costs, explore options, and plan ahead. Our team is here here to help you navigate the financial side of your care and answer questions along the way.

Insurance plans can be confusing and coverage can vary from one plan to another. For the most accurate information about your coverage, we recommend calling the number on the back of your insurance card. Your insurance company can tell you whether LCHC is considered in-network and what you plan may cover.

If you have questions about your financial responsibility or need help planning for the cost of your care, we’re here to help.




Frequently Asked Questions

What does 'in-network' mean?

An in-network provider or facility has an agreement with your insurance company to provide care at negotiated rates.

Learn more here.


What does 'out-of-network' mean?

An out-of-network provider or facility does not have an agreement with your insurance company. Depending on your plan, you may have higher out-of-pocket costs when receiving care from an out-of-network provider.

Learn more here.


Visiting from out of state?

If you’re visiting and need care, you can count on LCHC to be here for you. We will never deny care to you or your family member, regardless of whether we are considered in-network.

Because insurance coverage can vary by plan, we encourage you to contact your insurance company to understand benefits and out-of-pocket costs that may apply when receiving care away from home. If you have questions about your coverage, our team is here to help. You can also learn more about our financial planning services to help understand costs and plan ahead.


Insurance Partners

LCHC participates with many insurance plans, including:

  • Medicare
  • Iowa Medicaid
  • All Iowa Medicaid MCOs
  • Wellmark Blue Cross and Blue Shield of Iowa
  • United Healthcare
  • Aetna
  • Humana
  • Midlands Choice
  • Several Medicare Advantage Plans (Medicare replacement plans)

Because insurance plans networks can change, this list may not include every plan we currently participate with. Your insurance company is the best source for confirming coverage.