|
Benefit |
Description |
Eligible Employees |
Effective Date |
Who Pays |
|
Health Insurance |
Provides comprehensive medical coverage that includes physician services, hospitalization, and prescriptions. |
Full-Time |
First of the month following 60 days of employment. |
LCHC & Employee |
|
Dental Insurance |
Provides comprehensive dental coverage that includes preventative, routine, and major care/services. |
Full-Time |
First of the month following 60 days of employment. |
LCHC & Employee |
|
Vision Insurance |
Provides comprehensive vision covergae that includes exam, prescription glasses, and/or contact lenses. |
Full-Time |
First of the month following 60 days of employment. |
Employee |
|
Cafeteria Plan |
Provides pre-tax options for medical and dependent care expense reimbursement. |
Full-Time |
First of the month following 60 days of employment. |
Employee |
|
Group Life and AD&D Insurance |
Provides life and AD& D insurance of $15,000 for employee and $2,000 for spouse and dependents. |
Full-Time |
First of the month following 60 days of employment. |
LCHC |
|
Voluntary Life Insurance |
Provides optional life insurance for employee, spouse, and dependents. |
Full-Time |
First of the month following 60 days of employment. |
Employee |
|
Group Short-term Disability |
Provides income protection up to 50% of weekly earnings for disability up to 13 weeks. Is effective first day of accident or eighth day of sickness or pregnancy. |
Full-Time |
First of the month following 90 days of employment. |
LCHC |
|
Group Long-term Disability |
Provides income protection up to 50% of monthly earnings to a maximum of $6,000 per month for disability following 90-day waiting period. |
Full-Time |
First of the month following 90 days of employment. |
LCHC |
|
AFLAC |
Opportunity to purchase additional insurance policies (accident, cancer indemnity, hospital protection, intensive care/critical illness, etc.) |
Full-Time |
First of the month following 60 days of employment. |
Employee |
|
IPERS |
Iowa Public Employers Retirement System. |
All Employees |
Immediately |
LCHC & Employee |
|
403(b) |
Opportunity to make pre-tax contributions to a tax-deferred retirment plan with Hartford. |
Full and Part-Time Employees |
First of the month following 60 days of employment. |
Employee |
|
Employee Assistance Program |
Provides confidential assistance in dealing with personal concerns, for employee and Immediate family members. |
All Employees |
Immediately |
LCHC |
|
Paid Time Off (PTO) |
Accrual of vacation, holidays, sick, and personal days. |
All Employees |
Immediately |
LCHC |