<strong>Health Insurance</strong>
Provides comprehensive medical coverage that includes physician services, hospitalization, and prescriptions; available on the first of the month following hire date; paid by LCHC and employee
<strong>Dental Insurance</strong>
Provides comprehensive dental coverage that includes preventative, routine, and major care/services; available on the first of the month following hire date; paid by LCHC and employee
<strong>Vision Insurance</strong>
Provides comprehensive vision coverage that includes exam, prescription glasses, and/or contact lenses; available on the first of the month following 60 days of employment; paid by employee
<strong>Cafeteria Plan</strong>
Provides pre-tax options for medical and dependent care expense reimbursement; paid by employee
<strong>Group Life and AD&D Insurance</strong>
Provides life and AD&D insurance of $15,000 for employee and $2,000 for spouse and dependents; paid by LCHC
<strong>Voluntary Life Insurance</strong>
Provides optional life insurance for employee, spouse, and dependents; available on the first of the month following 60 days of employment; paid by employee
<strong>Group Short-Term Disability</strong>
Provides income protection up to 50% of weekly earnings for disability up to 13 weeks; is effective first day of accident or fifteenth day of sickness or pregnancy; Available first of the month following 60 days of employment; paid by LCHC
<strong>Group Long-Term Disability</strong>
Provides income protection up to 50% of monthly earnings to a maximum of $6,000 per month for disability following 90-day waiting period; available first of the month following 60 days of employment; paid by LCHC
<strong>Allstate</strong>
Opportunity to purchase additional insurance policies (accident, cancer indemnity, intensive care/critical illness, etc.); available the first of the month following 60 days of employment; paid by employee
<strong>IPERS</strong>
Retirement program offered through Iowa Public Employees’ Retirement System; effective the first of the month following 60 days of employment; paid by LCHC and employee
<strong>457/401(a)</strong>
Opportunity to make pre-tax contributions to a tax-deferred retirement plan with Hartford; available the first of the month following 60 days of employment; paid by employee
<strong>Employee Assistance Program</strong>
Provides confidential assistance in dealing with person concerns for employee and immediate family members; available immediately; paid by LCHC
<strong>Paid Time Off</strong>
Accrual of vacation, holidays, sick, and personal days; available immediately; paid by LCHC
